As we observe Family Violence Awareness Month, it's imperative to shine a spotlight on the multifaceted dimensions of this pervasive issue.
While physical violence often takes centre stage in discussions surrounding family violence, there exists a quieter, yet equally insidious form of manipulation: financial abuse. It often traps victims in cycles of dependency and control, making them feel powerless to break free of their current situation.
Amidst these complexities, recent statistics from the Crime Statistics Agency reveal that family violence-related offending has increased by 2% in 2023 in comparison with 2024.
Breaches of family violence orders have also seen a 2.5% increase from the previous year, with a harrowing 16.2% increase compared to 2019. These concerning figures underscore the urgent need for greater awareness and intervention.
An expert on the intricate dynamics of financial abuse is Chelsea Tobin, CEO of Safe Steps, a leading organisation dedicated to supporting survivors of family violence.
“Safe Steps is the crisis entry point for the wider Family Violence Service System in Victoria,” Tobin said, adding, “Our phones are open 24 hours a day, every single day of the year and we provide specialist response to members of the public around family violence.”
Last year Safe Steps answered and made approximately 180,000 calls from Victims across Victoria.
“It’s really easy to believe that domestic violence happens to other people in other suburbs or other towns, not to people like you and me and we just know from the research that that is just not true,” Tobin explained.
“Being wealthy or educated doesn’t protect you, being male or strong or independent or smart or popular, none of those things mean it can’t happen to you.”
Tobin said, “If you call [Safe Steps], the first thing we’ll do is check in on how safe you are right now to have the conversation, then we can give you information and connect you to services that can help you, whether that’s legal or financial counselling.”
Financial counselling is often offered to individuals who have made the brave decision to leave abusive situations, especially if they find themselves in unstable financial circumstances resulting from the financial abuse they have endured.
Financial abuse, a form of coercive control is often described as a strategic campaign of abuse held together by fear.
“It kind of destroys you from the inside like a virus,” Tobin said.
In a scenario of financial abuse, the victim might find themselves burdened with debt for things they don’t actually own. For example, they could be responsible for expenses like car insurance without owning the car itself. Their financial freedom might be further restricted by being forced to beg for petrol money, not be able to use credit cards or their own money and enduring scrutiny over shopping expenses, with the abuser often micro-reviewing receipts.
Additionally, essential expenses such as dental care may be withheld by the abuser. Victims may also face manipulation regarding their family relationships or overseas financial transactions, making them feel cut off from people who could help them. Over time, the abuser might take more control by excluding the victim from financial decisions or withholding important financial information.
Tobin explained that “Often [financial abuse] will start quite small and there’ll be small incremental steps,” with the aim of gradually removing financial resources away from the victim, ultimately placing the victim under the control of the abuser.
As Safe Steps extends its support services to abuse victims, Tobin also highlighted the availability of supports and services tailored for men who are perpetrators of abuse.
“The Royal Commission and the national plan to end violence against women and children really focuses on holding the perpetrator to account,” she said, adding, “We know that many men don’t want to commit this abuse and they want to stop but they don’t know how and there are services available.”
In situations where a loved one may be experiencing family violence, it’s crucial to offer support in a thoughtful and empowering manner.
“The number one thing I’d say is don’t judge,” Tobin shared.
Start by expressing genuine concern and explaining the reasons behind it. Listening attentively and validating their experiences can convey the seriousness with which you take their situation. It is important to reassure them that the abuse they are experiencing is not their fault, helping to lessen any feelings of guilt or self-blame. Practical assistance, such as taking care of their children or preparing meals can offer immediate relief and support.
“Maintain regular contact [and] find out about services like [Safe Steps] and legal options to help them,” Tobin added.
“It’s just not helpful to judge her for staying because there’s many reasons, really good reasons why women stay.”
To listen to the full podcast with Chelsea Tobin click here.
Resources
We provide specialist support services for anyone in Victoria who is experiencing or afraid of family violence.
1800RESPECT is available for free, 24 hours a day, 7 days a week to support people impacted by domestic, family or sexual violence.
National Debt Helpline is a not-for-profit service that helps people tackle their debt problems. Their professional financial counsellors offer a free, independent and confidential services.
Call triple zero (000) if the situation is serious and urgent. You should call triple zero (000) if: someone is seriously injured or needs urgent medical help your life or property is being threatened or in danger.
Lifeline 13 11 14, is a National charity providing all Australians experiencing emotional distress with access to 24 hour crisis support and suicide prevention services. darkest moments alone.